Education

Understanding The College and Degree You Need to Succeed In Your Career

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Iowa College Aid’s “Your Course to College” is hot off the presses and the free publication is ready for download or order on our website. To celebrate it’s release, we’re highlighting some of the content from this guide created to help students and families down the path through high school through college.

This week, a look at the different types of college and degrees available to students after completing high school. Knowing the kind of career a student might want to pursue after high school will help them determine how much college they need and what degrees will be needed for success in that field.

We’ve also put together a video highlighting the degrees needed for different careers to further helps students and families, which can be found here.

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Types of College:


Public Universities

Iowa has three public universities, also called Regent universities: The University of Iowa, Iowa State University and the University of Northern Iowa. Each offers bachelor’s degree (four-year) programs as well as advanced degrees (master’s, doctoral and professional). As state institutions, they receive funding from the state of Iowa to reduce tuition costs for in-state students.

Private, Nonprofit Colleges & Universities

Private, nonprofit colleges and universities offer bachelor’s degree programs, and many also offer advanced degrees. Private colleges and universities are often smaller and offer lower student-to-faculty ratios than public universities. While they do not receive direct state support, many have endowments that allow them to offer institutional grants and scholarships, in addition to federal and state financial aid programs, to help offset higher published tuition costs.

Private, For-profit Colleges & Universities

For-profit, or proprietary, colleges and universities are privately owned and operated to generate a profit. These educational businesses often offer technical and pre-professional programs but might also offer associate, bachelor’s and master’s degree programs.

2-Year Public Community Colleges

Iowa’s 15 community college districts include schools offering associate degree (two-year) programs as well as diplomas and certificates for graduates of vocational programs (often less than two years). Tuition and fees are typically lower and admission requirements less stringent than for four-year colleges and universities. Many students start at a community college and transfer to a four-year college or university.

Career, Vocational & Technical Schools

These institutions can be public or private, although many are for-profit. They typically offer programs to prepare for a specific occupation or trade. Training options include computer technology, cosmetology, medical assistance, automotive repair and paralegal studies. The time to complete a program depends on your course of study, but can range from a few months to several years.

Distance & Flexible Learning

If the traditional classroom experience is not feasible or practical for you, look into distance education and flexible learning opportunities, including online, evening, weekend and accelerated programs.

Types of Training and Degrees

 

Registered Apprenticeships

A Registered Apprenticeship provides 2,000 hours of on-the-job learning and at least 144 hours of related instruction. Most employers cover the cost of education, and you earn a paycheck while you learn. Registered Apprenticeships are available in these industries: construction, plumbing, electrical, heating and cooling, information technology, financial services, health care, transportation, energy, advanced manufacturing, and food and beverage preparation. In Iowa, the average yearly wage is $60,820 after a Registered Apprenticeship. Just as you apply for a job, you apply with the company or business that sponsors the apprenticeship. Your local IowaWORKS Center (iowaworkforcedevelopment.gov) can help you explore options.

Certificates and Diplomas

Certificate and diploma programs focus on particular skills for specific careers. Certificates can generally be completed in a year or less and diplomas in two years or less at a community college, career/technical/business college or some four-year colleges. Career examples: paralegal, cosmetologist, welder, chef, certified nursing assistant, radiological technician.

Associate Degrees

Associate degrees can usually be earned in two years (sometimes less) at a community college or some career/technical/business colleges and four-year colleges. Some associate degrees can be applied toward a bachelor’s degree at a four-year college or university. Career examples: dental hygienist, administrative assistant, registered nurse, veterinary technician, auto mechanic.

Bachelor’s Degrees

A bachelor’s degree typically takes at least four years at any four-year college or university. Career examples: teacher, engineer, accountant, dietitian, social worker.

Advanced Degrees

After obtaining a bachelor’s degree, you might pursue an advanced degree such as a master’s, doctoral or professional degree. An advanced degree can take several years, depending on the type. Career examples: dentist, lawyer, veterinarian, pharmacist, psychologist, college professor and medical doctor.

Your Course to College: How to Rock Campus Visits

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With helpful tips on preparing for, and succeeding in college, Iowa College Aid’s annual “Your Course to College” has become a valuable resource for students, families and high school counselors throughout Iowa. The 2017-18 edition of “Your Course to College” will be available later this month, so we’re taking the opportunity to preview some highlights and some of our favorite tips found in the guide. This week, ways to research college visits and get the most out of your trip to a prospective campus. To find more previews and sign up to receive your copy of “Your Course to College” in print or download, visit our “Your Course to College” page at IowaCollegeAid.gov.

Visiting a college is the best way to find out if a particular school is the right fit for your future. Attending a college that doesn’t meet your academic, financial and personal needs can create real challenges to achieving your educational and career goals. While a campus tour won’t tell you everything you need to know when trying to determine college fit, it will go a long way to letting you know both what college is like and what life would be like for you on that campus. Here are some tips to get the most out of your college visit:

  • Some colleges might be too far away. Start with virtual campus tours. Check the college’s website or look into online sites such as ecampustours.com and campustours.com.
  • Take a campus tour, check out housing options and explore the surrounding area.
  • Schedule a visit with the financial aid office.
  • Get a feel for college life by eating in a campus cafeteria and staying overnight in campus housing.
  • Sit in on a class that interests you.
  • Talk to a professor in your intended field of study.
  • Ask current students about campus life.
  • Read the campus newspaper.
  • Visit with advisors and members of clubs and activities that interest you.
  • Document each visit, including any feelings you have.

Becoming #FutureProof: GEAR UP Student Leaders Embrace National Conference

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Each year, the annual GEAR UP Youth Leadership Conference brings together GEAR UP students from around the country in an opportunity to engage with each other, learn from their shared experiences and gain an insight to overcoming the challenges that come with preparing for college. Armed with this knowledge, GEAR UP Youth Leaders return to their schools as an example of how to build a college-going culture, showing classmates how everyone can succeed.

Sioux City High School student Rylie Maliszewski served as one of Iowa’s GEAR UP Youth Leaders. Having returned recently from the conference, she shares her experience and the impact that participating has had on her college and educational outlook.

This past week I attended the GEAR UP Youth Leadership Conference in San Francisco, California. I was able to attend this conference thanks to my GEAR UP advisors and coordinators, my wonderful parents, and my mentor, Ms. Ford. Thanks to their hard work and my own, I met so many wonderful people and learned so many new skills that I will use forever. I am beyond grateful for this experience. I met many life long friends at the conference! Many of whom I have talked to everyday since the conference ended. I am so blessed to have been one of 150 students around the nation at this conference. Now that I am home, I want to reflect and share my amazing experience!

On the morning of July 16, my family and I woke up at 2 a.m. to head to Omaha. It was my first time flying and I was very nervous. Luckily, the flight was very smooth and our flight was about an hour shorter than they thought. The view was amazing and I even spotted a waterfall during the flight.

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This conference was different than many others.

About a month before the conference began a Facebook group was created. This gave us a chance to meet and engage with other students around the nation attending. A few weeks after a friend of mine created a messenger group, which allowed us all to be ourselves and not worry about being formal. Soon after I created a Snap Chat group which mainly had students who did not have Facebook on it so myself and a few other student could help spread important news! Later on we decided to do group video chats about once a week leading up to the conference. This first chat had about six to seven and our last chat had about 10 to 12.

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These video chats allowed us to put names to faces which I believed was really cool and, thanks to the Facebook and SnapChat groups, we all recognized each other as the conference began. It was absolutely amazing how close a lot of us were already without actually meeting in person. I even saw a few people before the conference even began.

The first night we did a lot of icebreakers. The following morning at breakfast we had an amazing plenary speaker, Hill Harper, who starred on “CSI: New York,” one of my favorite shows. He talked a lot about the importance of school systems, districts, officials and more, to listen to what the students need from the students and not from outside sources. His speech was truly amazing and very relatable. Monday we worked a lot on making a match between values and behaviors. We also worked on the importance of storytelling and learned the steps in telling a great story. We even had a singing battle.

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Tuesday came with a lot of fun. We learned about the importance of living “about the line” and also worked on creating our large presentation for the last breakfast plenary. I helped others make their story as best as it could be. Many worked on a skit and the “Show Me What You Got” box. At the end of the night we did a really amazing and touching activity involving our biggest fears and struggles in life and vowing to not let “them” bother us and get to us anymore. It was cool “breaking” my fear/struggle and watching others do the same.

Wednesday was a very sad day for many of us. I had made so many amazing friends from the social media groups and beyond. Our presentation was truly mesmerizing and I was so glad to be a part of it. All of us were so supportive of one another.

After our group presentation, we wrapped things up and said goodbye. During our goodbye and thank you to everyone, I don’t believe there was a dry eye in the room. Every day at this conference felt like a party, we had so many dance parties and battles. I truly am grateful for this experience and the opportunity to meet amazing lifelong friends I miss them all dearly and really hope we will be able to do a reunion soon. I can’t wait to see how my fellow attendees and I use the skills we learned and how our futures end up.

Thank you GEAR UP Iowa for this amazing experience, one that I will never forget. Thank you for allowing my Mom to go with me as well. Thanks to this conference, I am Future Proof! #GEARUPWorks #GUCon

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Be a College Application Ninja With These Three Summer Tips

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College applications can seem daunting. For many high school seniors, the process happens in a rush during their senior year as they apply to schools that they think they’d like, but haven’t taken the time to research.

By creating a college application strategy before senior year, students can more easily target the schools that best meet their educational plans. More importantly, it can help them move through the college application process more smoothly, avoiding the chaos thanks to the research and planning they’ve done ahead of time.

Incoming seniors looking to be college application ninjas (and those juniors… and even sophomores… who want to be even greater ninjas when their time comes) know that the work they put in now will put them that much farther ahead when it comes time to start the application process. Here are three tips to start students on the ninja path this summer:

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School Fit is a Two-Way Street

Finding a school that best “fits” with a student’s needs is important. Aspects such as a school’s location, average class size and available programs of study can strongly influence whether or not a student will succeed in their future plans at that school. Taking the time to look deeper at a school’s programs will help students understand where they have the best chance to get the most out of their education.

But college isn’t just about what the student wants. It might seem like a basic idea, but often students apply to schools without having a strong understanding of the type of student that the school is seeking. It’s important to know if a student’s current grades, test scores and extra-curricular activities make them a good match for the schools where they are planning to apply. Conduct research to determine if students meet all the admissions requirements before starting the application process.

Have a List and Learn as Much as You Can

Once students have a list of target schools, getting to know more about a school can give the extra information that will help students decide whether or not to commit the time to apply. Campus tours are the best way to experience life on campus and summer offers the flexibility to turn travel into college research. For those campuses that might be farther away, virtual tours on college websites give a taste of what to expect.

Get Organized

To really hit the ground running in the fall, students should do a little prep work before starting applications. From creating application accounts with usernames and passwords and creating a timeline for campus visits, to researching any available college application fee waivers and making a master calendar of key financial aid and scholarship deadlines, having a game plan ahead of time will make the application process less chaotic.

 

Knowing How to Avoid Summer Melt Can Help Meet Your Academic Goals

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For many, summer vacation is the reward for a year of hard work and dedication in the classroom. But for those moving from high school to college, the months between graduation and arriving on campus can be fraught with challenges and distractions that can lead to students not completing their college goals.

“Summer melt” is the name given to those students who, for whatever reason, apply to a college, accept admission, but never arrive after high school graduation. There are many factors that can drive a student toward summer melt. Being aware of a few of those, and taking the steps to stay focused on the college path, can help make sure that the only thing that melts this summer is your ice cream!

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Keep in touch with Counselors and Reach out to College Advisers

School counselors are there to help when challenges arise. Before graduation, students should ask high school counselors what resources are available to them in the summer. Need a helpful boost or reminder of why it’s important to get to college? Give your counselor a call!

Colleges are also looking to help students stay on track during the summer transition, many schools can reach out to students by text and email to make sure that the important dates during the summer transition aren’t missed.

Find a Mentor

It’s always easier to tackle a new challenge if you’ve spoken to someone who’s been through it. Community groups, schools and other non-profits offer mentors who can talk to students about the transition to college. But it can be as easy as talking to anyone you know who’s either in or graduated from college. Don’t be afraid to bring up your concerns about the transition when talking to a mentor. These relationships can last beyond the transition to freshman year and can offer a resource for support both in school and down the road. To hear some advice from first-generation students about making the move to college, check out our video “What I Wish Someone Had Told Me.”

Visit the College Website

Your school’s website is a great resource to answer questions you might have before starting school. Everything from student life, financial issues, academics, organizations and more can be found on a school’s website. Take some time to review the website, even before your student orientation. You’ll have a level of expertise that will make the transition to college that much easier.

Look into Placement Testing Before Orientation

Most schools have some sort of placement testing for incoming first-year students. These tests help gauge where students are in math, reading, and writing skills and makes sure students are taking the courses appropriate for their level of understanding in each subject. Some colleges will offer these tests at orientation, others require students to do them online or on-campus before fall semester starts. Students should make sure to contact the college to know when they need to take the tests.

Check College Health Insurance Plans

Many colleges have health insurance plans for students. Students should check their college’s requirements early to see whether it is affordable. Sometimes, colleges will automatically enroll students in the college’s health care plan. If a student already has qualifying insurance, they can usually apply for a waiver. To learn more about transitioning healthcare for students after high school, read the healthcare guide.

Take the time to emotionally prepare

No matter how much you prepare, college is a big change for many people. Whether you’re travelling far away or staying close to home, college is a major step into adulthood, complete with personal responsibilities that may not have been part of your high school routine. The stress of that change can have negative effects, with many freshmen citing it as a reason for dropping out during their freshman year.

If you’re leaving home, take the time to get you (and your family) used to the idea of you not being there every day. And if you’re staying closer to home, start identifying the people you can lean on in times of stress or the ways that you can deal with the pressures of school in a positive way.

Believe in Yourself

The best support students can find to stay on path to college is themselves. Remember: You’ve done the hard part and gained acceptance to college. Your dream of an education, as well as the career and life that comes with it is in your reach. But you can’t get your degree if you don’t show up.

For more tips and advice for planning for, getting to and succeeding in college, check out Iowa College Aid’s Your Course to College.

Career-Based Loan Forgiveness Programs Can Help With Student Debt

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For most students graduating from college, financial aid debt is reality that can impact everything from buying a house to starting a family. Fortunately, there are a number of loan repayment and forgiveness programs that help those graduates in certain fields help pay down their student loan debt in return for their work.

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Programs are available on both the federal level and in the state of Iowa for those in the education, public service, healthcare and legal professions. However, the qualifications for these programs are often specific or require that the employee work in a specific geographical or subject area in order to obtain the award. Here are some loan forgiveness and repayment programs open to Iowa graduates:

Education

  • The Teach Iowa Scholar (TIS) Program provides qualified Iowa teachers with awards of up to $4,000 a year, for a maximum of five years, for teaching in Iowa schools in designated shortage areas. Qualified teachers are those currently teaching in designated shortage areas who meet all eligibility criteria. Find out more here.
  • The federal Teacher Loan Forgiveness Program offers forgiveness of a combined total of $17,500 from direct subsidized and unsubsidized loans in return for teaching full-time for five complete and consecutive academic years in certain elementary and secondary schools and educational service agencies that serve low-income families. Criteria and details can be found here.

Healthcare

  • The Iowa Registered Nurse & Nurse Educator Loan Forgiveness Program offers qualified applicants an annual award of up to 20% of  their total eligible federal student loan balance. Applicants must be registered nurses employed in Iowa or nurse educators teaching at eligible Iowa colleges and universities. Details here.
  • The NURSE Corps Loan Repayment Program is a national program that supports registered nurses (RNs), advanced practice registered nurses (APRNs), and nurse faculty by paying up to 85% of their unpaid nursing education debt. Qualification criteria and details here

Public Service

  • The John R. Justice Student Loan Repayment Program is federally-funded program provides loan repayment awards to public prosecutors and defenders employed in the state of Iowa who agree to remain in their positions for 3 years. Details here.
  • The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on Direct Loans after making 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying government or non-profit organization. Details and qualifying employer types can be found here.

Attorneys

  • Lawyers working with the federal Department of Justice can have up to $6,000 of student debt forgiven per year as part of the agency’s Attorney Student Loan Repayment Program. Details and qualifying criteria can be found here.

 

Use Summer to Your Advantage to Save on College Costs

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The snow coats are finally put away in place of the short-sleeve shirts. Spring is here, with summer right behind. For high school seniors, the end of years of hard work are within your grasp with the goal of a college education just beyond it. But rather than coasting to the finish line, students looking to save money and hit the ground running once they get to college will find the next few months important.

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“Summer melt” is the term used in higher education to describe students that intend to go to college after high school graduation, but never make it to college in the fall. Their college plans have dripped away like an ice cream cone in the July heat. Here are some tips to stay on track and keep those college plans firm this summer, and even saving a few dollars once you get there:

  1. Don’t fall victim to “senioritis.” The end of high school is certainly in reach, but that doesn’t mean students should take their foot off the pedal when it comes to school. Completing AP or dual enrollment courses in high school can reduce the number of credits that need to be taken in college. Think of it as getting free classes that would otherwise be part of tuition costs.
  2. Plan ahead to avoid changing majors. It’s not out of the ordinary for students to get to college not knowing exactly what they want to do. But changing majors, even once, can add a year or more to a student’s time in college. Use this summer to explore areas of career interest as a volunteer or intern to get a taste of what the day-to-day life in a particular job will be like. It might lead to reconsidering a college major before too much time and money is committed.
  3. Consider summer courses. Just like taking the AP, any courses that can be taken before college will help later. General education, or underclass, units can be taken at local community colleges, often with smaller class sizes and for less money than when a student gets to a college or university. Math is math, no matter where you take it. Why not get a head start now?
  4. Take a part-time job. Working during college can help reduce the amount of money that needs to be borrowed, in addition to providing valuable job experience. Use the summer to help build a nest egg for college expenses.
  5. Research textbook and supply rentals. Course books can be one of the biggest expenses for students once they get to college. While many colleges allow students to rent textbooks instead of buying them, online sites such as chegg.com, eFollett.com, textbooks.com and others can provide other options and the opportunity to compare prices. Getting to know the options ahead of time in school can lead to saving hundreds of dollars come fall.